| See why so many students choose Discover | | |  | | | | | | | | | | Be ready for the road ahead | | | Hi, building your credit history now helps you when you want to get a car, apartment or a higher credit line down the road. Plus, with the Discover it® Student Cash Back Card you earn cash back with every single purchase.
There's no annual fee* and no credit history needed to apply** for the Discover it® Student Cash Back Card. | | | | | | | | | | | | | | *Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by March 10, 2022 then the standard purchase APR applies. Standard purchase APR 12.99% variable to 21.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by March 10, 2022 and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of November 30, 2021. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
**Based on the preceding 12 months of Discover Student credit card application data. When we evaluate your creditworthiness we consider all the information you provide on your application, your credit report, which includes your credit score if applicable, and other information. | |
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